Loan / EMI Calculator
Calculate your monthly loan payment (EMI) and total interest instantly. Free and private in your browser.
Loan & EMI calculator
Estimate the monthly payment (EMI), total interest and total repayment for any loan or mortgage from the amount, annual interest rate and term. The calculation uses the standard amortized loan formula. Results are estimates — confirm exact figures with your lender.
How to calculate a loan EMI
- Enter the loan amount, interest rate and term.
- Your monthly payment (EMI) is calculated instantly.
- See the total interest and total repayment.
- Everything is calculated in your browser.
Frequently asked questions
What is an EMI?
An EMI is the fixed monthly payment that repays your loan principal and interest over the loan term.
Does it show total interest?
Yes. The calculator shows your monthly payment plus the total interest you will pay.
Is my data uploaded?
No. The calculation runs in your browser.
Is this financial advice?
No. Results are estimates for your own planning and are not financial advice.